Please read these terms carefully before using the WealthScope website. By accessing or using our platform, you agree to be bound by these terms.
These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and WealthScope ("Company," "we," "us," or "our"), operated by WealthScope LLC. These Terms govern your access to and use of the WealthScope website, including all content, features, and services available through the platform.
By accessing, browsing, or using the WealthScope website in any manner, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree with any part of these Terms, you must discontinue your use of the website immediately.
You represent and warrant that you are at least 18 years of age, or the age of legal majority in your jurisdiction, whichever is higher. If you are accessing the website on behalf of an organization, you represent that you have the authority to bind that organization to these Terms, and the term "you" will refer to both you individually and the organization you represent.
Your continued use of WealthScope after any modifications to these Terms constitutes acceptance of those modifications. We encourage you to review these Terms periodically. The "Last Updated" date at the top of this page indicates when these Terms were most recently revised.
These Terms apply to all visitors, users, and anyone who accesses the WealthScope website, regardless of whether they have registered for an account or subscribed to any communications from us.
WealthScope is an independent financial research and education platform. We publish original content including, but not limited to:
WealthScope does not provide personalized financial advice, investment management, brokerage services, or tax preparation services. We do not manage client funds, execute trades, or recommend specific securities for individual investors. Our content is general in nature and intended solely for educational and informational purposes.
The scope, features, and availability of our content may change over time. We reserve the right to modify, suspend, or discontinue any portion of our services at any time, with or without notice, and without liability to you.
When using the WealthScope website, you agree to the following obligations and restrictions:
Lawful Use: You will use the website only for lawful purposes and in compliance with all applicable local, state, national, and international laws and regulations. You will not use the website in any manner that could damage, disable, overburden, or impair the website or interfere with any other party's use and enjoyment of the site.
Prohibited Activities: You agree not to engage in any of the following activities:
Accuracy of Information: If you submit any information to us through contact forms or other channels, you represent that such information is accurate and complete to the best of your knowledge. You are solely responsible for maintaining the confidentiality of any account credentials you may create.
All content published on the WealthScope website, including but not limited to text, articles, research reports, graphics, logos, icons, images, data compilations, software, and the overall design and layout of the site, is the exclusive property of WealthScope LLC or its content licensors and is protected by United States and international copyright, trademark, and other intellectual property laws.
The WealthScope name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of WealthScope LLC. You may not use these marks without our prior written permission. All other names, logos, product and service names, designs, and slogans on this website are the trademarks of their respective owners.
Limited License: We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the website and its content for your personal, non-commercial educational purposes only. This license does not include the right to:
You may share links to WealthScope articles through social media and personal communications, provided that such sharing does not involve the reproduction of substantial portions of the content and does not misrepresent the source or nature of the content. Proper attribution to WealthScope and a link back to the original article are required for any quotations or excerpts used in accordance with fair use principles.
The following disclaimers are essential to understanding the nature of our services. Please read them carefully.
No Financial Advice: WealthScope provides general financial information for educational purposes only. Nothing on this website constitutes personalized financial advice, investment advice, tax advice, legal advice, or any other form of professional advice. The content should not be relied upon as the basis for making financial decisions. Always consult with a qualified, licensed financial advisor, accountant, or attorney before making investment or financial planning decisions.
"As Is" Basis: The website and all content, materials, information, and services provided through it are made available on an "as is" and "as available" basis, without any warranties of any kind, whether express, implied, or statutory. WealthScope specifically disclaims all implied warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, and accuracy.
No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, WealthScope makes no representations or warranties regarding the completeness, accuracy, reliability, suitability, or timeliness of any content published on the website. Financial markets are inherently volatile, and information may become outdated rapidly. Data presented in our analyses is sourced from third-party providers, and we cannot guarantee its accuracy.
Investment Risks: Investing in financial markets involves substantial risk, including the potential loss of all invested capital. Past performance of any investment strategy, asset class, or financial product does not guarantee or predict future results. Any examples, case studies, or historical data presented on the website are for illustrative purposes only and do not represent actual investment recommendations.
No Availability Guarantee: We do not warrant that the website will be available at all times, uninterrupted, secure, or free from errors, viruses, or other harmful components. We reserve the right to restrict access to parts of the website or the entire website at our discretion and without notice.
To the fullest extent permitted by applicable law, WealthScope LLC, its officers, directors, employees, agents, affiliates, and content contributors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:
In no event shall the total aggregate liability of WealthScope LLC to you for all claims arising from or related to your use of the website exceed one hundred United States dollars ($100.00) or the amount you paid to WealthScope (if any) in the twelve (12) months preceding the claim, whichever is greater.
Some jurisdictions do not allow the exclusion or limitation of certain warranties or the limitation of liability for incidental or consequential damages. In such jurisdictions, our liability shall be limited to the greatest extent permitted by applicable law. The limitations and exclusions in this section apply whether the alleged liability is based on contract, tort (including negligence), strict liability, or any other legal theory.
You acknowledge that the limitations set forth in this section are fundamental elements of the bargain between you and WealthScope, and that WealthScope would not provide the website or its content without such limitations.
You agree to defend, indemnify, and hold harmless WealthScope LLC, its officers, directors, employees, agents, affiliates, licensors, and content contributors from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorney's fees and court costs) arising out of or in connection with:
This indemnification obligation will survive the termination of these Terms and your use of the website. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter subject to indemnification by you, in which case you agree to cooperate with our defense of such claim. You shall not settle any claim that affects WealthScope without our prior written consent.
The WealthScope website may contain links to third-party websites, applications, services, or resources that are not owned or controlled by WealthScope. These links are provided solely for your convenience and informational purposes. The inclusion of any link does not imply endorsement, approval, or recommendation by WealthScope of the linked website or its content.
WealthScope has no control over and assumes no responsibility for the content, privacy policies, terms of service, practices, or availability of any third-party websites or resources. You acknowledge and agree that WealthScope shall not be liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with your use of or reliance on any content, goods, or services available on or through any third-party website.
We strongly recommend that you review the terms of service and privacy policy of every third-party website you visit. When you leave the WealthScope website by clicking on a third-party link, these Terms no longer govern your browsing activity. Your interaction with third-party websites is solely between you and the third party.
References to specific companies, financial products, investment platforms, or services within our educational content are for illustrative and informational purposes only and do not constitute an endorsement or recommendation.
Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the WealthScope website, you consent to the data practices described in our Privacy Policy.
Our Privacy Policy explains in detail what data we collect, how we use it, the legal bases for processing, and your rights regarding your personal information. It also covers our use of cookies, analytics tools (Google Analytics 4), and advertising technologies (Google Ads, Meta Pixel) that may be active on the website.
We encourage you to read the Privacy Policy carefully before submitting any personal information through the website. If you do not agree with the practices described in the Privacy Policy, you should not use the website or provide any personal information to us.
You may exercise your data rights, including the right to access, rectify, or delete your personal data, by contacting us at the email address provided in the Contact Information section of these Terms.
These Terms of Service and any disputes arising out of or related to them, or to the use of the WealthScope website, shall be governed by and construed in accordance with the laws of the State of New York, United States of America, without regard to its conflict of law principles.
You agree that any legal action or proceeding relating to these Terms or your use of the website shall be brought exclusively in the federal or state courts located in the Borough of Manhattan, New York County, New York. You hereby consent to the personal jurisdiction and venue of such courts and waive any objection based on inconvenient forum.
If you are accessing the website from a jurisdiction outside the United States, you do so on your own initiative and are responsible for compliance with applicable local laws. Nothing in these Terms shall be interpreted to waive any rights you may have under mandatory consumer protection laws in your jurisdiction of residence, to the extent such laws are applicable and cannot be waived by contract.
Informal Resolution: Before initiating any formal legal proceeding, you agree to first contact WealthScope and attempt to resolve the dispute informally. You may reach us at the contact details provided in Section 14 of these Terms. We will make reasonable efforts to resolve your concern within thirty (30) calendar days from the date we receive your written description of the dispute.
Binding Arbitration: If informal resolution is unsuccessful, any remaining dispute, claim, or controversy arising from or relating to these Terms or the website shall be resolved by binding arbitration administered by the American Arbitration Association ("AAA") under its Commercial Arbitration Rules. The arbitration shall take place in New York, New York, and shall be conducted by a single arbitrator with expertise in internet and digital media disputes.
Class Action Waiver: You agree that any arbitration or litigation shall be conducted solely on an individual basis and not as a class action, collective action, or representative action. You expressly waive any right to participate in a class action lawsuit or class-wide arbitration against WealthScope. If a court or arbitrator determines that this class action waiver is unenforceable, the arbitration agreement shall be null and void with respect to such claim.
Small Claims Exception: Notwithstanding the above, either party may bring an individual action in small claims court for disputes within the court's jurisdictional limits.
Limitation Period: Any claim arising under or relating to these Terms must be brought within one (1) year after the cause of action accrues. Claims brought after this period are permanently barred.
WealthScope reserves the right to suspend, restrict, or terminate your access to the website, in whole or in part, at any time and for any reason, including but not limited to:
We may exercise this right without prior notice or liability to you. Upon termination, your right to use the website ceases immediately. Any provisions of these Terms that by their nature should survive termination shall survive, including but not limited to ownership provisions, warranty disclaimers, indemnification obligations, and limitations of liability.
You may also terminate your use of the website at any time by simply ceasing to access it. If you have submitted personal data through our website, you may request its deletion by contacting us at the email address provided in the Contact Information section below.
WealthScope reserves the right to update, modify, or replace these Terms of Service at any time. When we make changes, we will update the "Last Updated" date at the top of this page and, for material changes, we will provide a notice on our homepage for a minimum of fourteen (14) calendar days before the changes take effect.
Material changes include, but are not limited to, modifications to the limitations of liability, dispute resolution mechanisms, user obligations, or any provisions that significantly affect your rights or obligations under these Terms.
We may also notify you of material changes via email if you have provided us with a valid email address through one of our contact forms. However, it remains your responsibility to review these Terms periodically for updates. Your continued use of the website after the effective date of any revised Terms constitutes your acceptance of the changes.
If you disagree with the revised Terms, your sole remedy is to discontinue your use of the website before the changes take effect. Prior versions of these Terms may be requested by contacting us directly.
If you have any questions, concerns, or requests regarding these Terms of Service, or if you wish to report a violation of these Terms, please contact us using the information below:
WealthScope LLC
Legal Entity Name
350 Fifth Avenue, Suite 4820
New York, NY 10118
United States of America
+1 (212) 547-8320
We aim to respond to all inquiries within five (5) business days. For legal matters or formal notices, please send correspondence to the mailing address above, marked "Attention: Legal Department."
Severability: If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid and enforceable, or if modification is not possible, the provision shall be severed from these Terms. The remaining provisions shall continue in full force and effect.
Entire Agreement: These Terms, together with the Privacy Policy, constitute the entire agreement between you and WealthScope regarding the use of the website. These Terms supersede all prior or contemporaneous communications, agreements, and understandings, whether oral or written, between you and WealthScope with respect to the website.
Waiver: The failure of WealthScope to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. Any waiver of any provision of these Terms will be effective only if in writing and signed by WealthScope.
Assignment: You may not assign or transfer these Terms, or any rights or obligations hereunder, without our prior written consent. WealthScope may assign these Terms without restriction. These Terms are binding upon and shall inure to the benefit of the parties and their respective successors and permitted assigns.
Force Majeure: WealthScope shall not be liable for any failure or delay in performance resulting from circumstances beyond our reasonable control, including but not limited to natural disasters, acts of government, telecommunications failures, power outages, cyberattacks, pandemics, or labor disputes.
By using WealthScope, you acknowledge that you have read, understood, and agreed to these Terms of Service. If you have any questions, please do not hesitate to contact us.